Anti Loan & Debt Harassment

Escape Harassment: Secure Your Financial Freedom with Our Expert Anti-Harassment Services

Our Anti-Harassment Services ensure that all creditor communications are handled by our team. This service protects you from persistent and intrusive contact, allowing you to focus on rebuilding your financial health. We offer comprehensive loan and debt restructuring services that reorganize your existing credit into more manageable terms. This can include lowering interest rates, extending payment terms, and reducing monthly payments.

Our expert consultants work directly with creditors to negotiate your loans for less than you owe. This service is ideal for those looking to reduce their debt burden quickly and efficiently. We offer comprehensive debt restructuring and anti-harassment services that reorganize your existing crisis and make them more manageable.

Settle Your Loan

Our Process

1. Enrol with SwadesiAid

Join SwadesiAid by signing an agreement designed to safeguard your interests and facilitate effective resolution.

2. Evaluate Eligibility

Provide details of your unsecured loans and debts; such as credit cards and personal loans to our consultants.

3. Secure the Case

After fully understanding your case, SwadesiAid will get you the best possible resolution.

4. Negotiate

Effective resolution with your creditors based on your payment capacity.

Our Anti-Harassment Services

Personal Loan Settlement

Personal loan settlement involves repaying a portion of your loan balance to close the debt. Many individuals seek assistance with this process because banks and NBFCs are often reluctant to agree on a resolution.

Credit Card Loan Settlement

Credit card debt and loans from money-lending apps can be extremely costly, with interest rates reaching up to 40%. If you are struggling to repay your debt, seeking professional help can save you money and enhance your financial situation over time.

Debt Closure

Debt or loan closure is a viable option if you can pay the full amount or a significant portion in manageable installments that can be negotiated with the bank. This approach is recommended if you have the financial capacity to do so.

Settle Your Loan

Frequently asked questions

What rights do I have against recovery agents?

Right to Fair Treatment
Right to Privacy
Right to Information
Right to Dispute
Right to No Harassment
Right to Reasonable Hours
Right to Written Communication
Right to Legal Recourse
Right to Negotiation
Right to Settlement

What are the first steps towards resolving my debt issues?

Enrol with SwadesiAid
Evaluate Eligibility
Secure the Case
Negotiate

How long does it typically take to settle loans?

Banks/NBFCs offer the borrower settlement on their outstanding debt after proper investigation. This process can take anywhere from 4 – 6 months depending on the case.

Can I improve my credit score while using SwadesiAid services?

Yes, your credit score can be improved over time. Our expert consultants will guide you through the process of improving your credit score.

Is loan settlement legal in India?

Yes, loan settlement is totally legal by following RBI guidelines.

What happens if legal action is taken against my loan settlement?

The creditor has complete authority to file a case for non-payment of installments against borrower. However, most creditors are willing to settle if there is a possibility.

Feel free to contact us

Let us help you! Call Now : +91-6398763155

support@swadesiaid.com Mon – Fri 09:00-19:00